📝 How I Saved ₦100,000 in 5 Months with PiggyVest (Without Earning Big)

💡 Introduction

Let’s be honest — saving money in Nigeria isn’t easy.

Between bills, black tax, emergencies, and the rising cost of everything, it feels like your salary disappears before the month even begins.

I used to think only high earners could save consistently. That was until I discovered PiggyVest — a digital savings app that helps you automatically save small amounts over time.

In just 5 months, I saved over ₦100,000, and I didn’t even have to change my lifestyle.

In this post, I’ll show you:

How I did it (step-by-step)

The exact PiggyVest features I used

How you can start too — with just ₦500

And how to get ₦1,000 free bonus when you SIGN UP

👉 Join PiggyVest here and get ₦1,000 instantly

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💼 My Situation Before PiggyVest

Before PiggyVest, I struggled with saving. I’d try to keep money in my regular bank account, but temptation always won — especially when I saw the balance.

I wasn’t earning big money. Just regular monthly income — enough to survive, not enough to “invest”.

But I knew I had to break the cycle.

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📲 How I Used PiggyVest to Save ₦100K

Here’s the simple setup I used:

1. I Enabled AutoSave

I set PiggyVest to automatically debit ₦700 every day

It deducted it without fail — even on weekends

₦700 x 30 days = ₦21,000 per month

In 5 months = ₦105,000 saved!

That’s it. No stress. No emotional spending. Just consistent saving in the background.

2. I Used SafeLock

Each time I had extra money (e.g. ₦5K gift, freelance job, or unexpected surplus), I locked it away in SafeLock for 3–6 months.

SafeLock forced discipline and gave me up to 13% interest per annum.

3. I Avoided Withdrawals

Because PiggyVest separates savings from spending, I didn’t touch the money.

Out of sight, out of temptation.

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🧠 Why PiggyVest Works (Especially in Nigeria)

💡 It’s automatic — so you save without thinking

🔒 It’s strict — SafeLock stops impulse spending

💰 It earns interest — unlike bank savings

📱 It’s mobile — no paperwork, no stress

And most importantly:

It makes you feel in control of your money — even with a small income.

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🎁 How to Get ₦1,000 Free When You Sign Up

PiggyVest offers a ₦1,000 welcome bonus to new users who join through a referral link and make their first deposit.

Here’s how to claim yours:

1. 👉 Click here to join PiggyVest

2. Sign up with your real name, phone number, and BVN

3. Make your first deposit (as low as ₦1,000)

4. Bonus appears in your account 🎉

You can withdraw it later or add it to your savings.

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🛠️ Tools I Recommend for Saving Better

While using PiggyVest, I also recommend:

Setting money reminders: Use Google Calendar or reminders app

Tracking goals: Use Target Savings for rent, school fees, etc.

Flex Dollar: Save in USD to protect against Naira inflation

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🙋 Frequently Asked Questions

Q: Is PiggyVest legit and safe?

Yes — they’re registered with the SEC and use NDIC-insured banks.

Q: Can I start with small amounts?

Absolutely. I started with ₦500/day. You can start even lower.

Q: Can I withdraw anytime?

Yes, if you use Flex Naira. SafeLock and Target Savings have lock durations.

Q: How can I earn from referrals too?

Once you join, go to your PiggyVest dashboard → tap “Refer & Earn” → share your link and earn ₦1,000 per referral.

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✅ Final Thoughts: Small Savings, Big Results

If you’re thinking, “I can’t save — I don’t earn enough,” trust me, I was there.

But PiggyVest helped me prove myself wrong.

I saved ₦100,000 in 5 months, not by earning more, but by automating my savings — and staying consistent.

You can do it too. Start small. Start now.

🎁 👉 Click here to join PiggyVest and claim your ₦1,000 bonus

Your future self will thank you. 💙